01
One loop — one dataset
From application and collateral to portfolio analytics: every team works from a single source of data, with no re-entry.
Banking Analytics, Risk & Statistics
Bank analytics, risk and reporting — in one system
BARS brings the loan portfolio, credit workflow, collateral, risk management and CBU reporting together in one workspace for the head office and branches.
Three interface languages — O'zbekcha · Русский · English
Runs on the bank's own data
Core banking system
sync every 15 minutes
Tax Committee
client financial statements
State Registry · Cadastre
extracts for pledged assets
Central Bank of Uzbekistan
FX rates and reporting portal
Digital signature
signing of regulatory forms
What BARS delivers
02
Risks surface early
Dashboard alerts, risk limits with utilization control and scenario-based portfolio stress testing.
03
Reporting without manual work
CBU forms are built from system data, exported to XLSX and signed with a digital signature.
System modules
Eight modules cover the bank's credit loop — from application to regulatory reporting.
01
Dashboard
Portfolio KPIs, trends and structure, branch breakdown, alerts and events.
02
Loan Portfolio
Loan registry, segments, top borrowers, contract card with change history.
03
Credit Workflow
Application pipeline, limit disbursement, contract amendments, covenants, related parties.
04
Collateral
Pledge registry, State Registry extracts, client balance sheet with bank adjustments.
05
Risk Management
NPL and overdue buckets, stress testing, risk limits with a change log.
06
Statistics & Reporting
CBU forms, report builder, portfolio and branch statistics.
07
Data & Integrations
Connections to the core system and state sources, load log, data quality control.
08
AI Analyst
Natural-language questions over bank data; the model runs inside the bank.
Video overview
BARS in a few minutes
An animated tour of the system: modules, an end-to-end working scenario and key screens on realistic data.
- All 8 modules in action
- End-to-end: from application to reporting
- Key screens on realistic data
Questions & answers
Didn't find your answer — write to us via the form below.
Bank management and the lending, risk and reporting departments — at the head office and branches. Roles and permissions are configured to the bank's structure.
Feedback
Discuss BARS with the team
Tell us about your bank's needs — we'll walk you through the system on demo data and answer your questions.
Or write to us:bars@bank.uz